Premium Checking Account

View Rates
Account Description
  • A checking account that earns a premium interest rate based on movements of the 13-week Treasury Bill auction average
  • Minimum to open is $5,000.00 - For balances under $5,000.00 a lower, tiered-interest rate applies
  • FREE "Premium" design checks, wallet style only
  • No fees for check processing, deposits, or ATM transactions
  • Free transactions at over 20,000 MoneyPass and STAR ATMs*
  • Monthly fee of $10.00 waived with an average monthly balance of $5,000.00
  • Automatic deposits and payments, STARsm ATM, MasterMoney™ Debit Card, and Teller Phone access available to save you time

Account Features

Certified Checks Direct Deposit eFFL Online Banking
ePAY Bill Payment Service Expanded ATM Network EZ Change Advantage
EZ View Advantage MasterMoney™ Debit Card Overdraft Line of Credit
Overdraft Protection Reorder Checks Wire Transfers

*List of First Federal Lakewood Disclosures

*First Federal Lakewood does not charge a fee to use a STAR or MoneyPass ATM. Other STAR banks may include a surcharge for ATM use. MoneyPass ATM transactions are surcharge free for FFL customers.