Personal Banking - eFFL

First Federal of Lakewood's Online Banking, eFFL, makes personal banking work for you - ANYTIME! It is convenient, easy, secure and FREE.

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  • View all existing accounts and current balances
  • View all current business day or previous business day information
  • View current month or previous month statements
  • View total interest paid in current or previous years
  • Transfer funds between accounts
  • Make FFL loan payments from an FFL checking or statement savings account
  • Search transactions
  • Nickname accounts for easy viewing
  • Stop payment on checks and view a list of stop payments placed
  • Reorder checks

Online Bill Pay - ePAY

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Every First Federal of Lakewood checking account comes with Online Bill Pay, which we call ePAY.  It is the quick & easy way to pay all your bills!

  • Free and Secure
  • Always Accessible
  • Unlimited Transactions
  • Single & Recurring Payments
  • Stop Payments
  • Pending Payments - Viewable
  • 24-Month Account History
  • Payee Verification
  • Email Confirmation of Activity
  • Gift Checks
  • Live Chat & Customer Service M-F 7:30am - 11:00pm

Online Bill Pay - ePAY Premium
You also have the option of subscribing to ePAY Premium which offers additional conveniences and features.

  • All Standard ePAY Features
  • Email Reminders of Payments Due
  • Email Notification of Activated Payees
  • Email Reminders of Past Due Bills
  • Fund Transfers to Institutions of Individuals
  • Pay from Multiple Accounts
  • Pending Payment Calendar
  • Payee Categorization & Maximum Payment Per Payee
  • Only $3.00 per Month!*

*Free if you have a premium checking account or a first mortgage balance of at least $75,000 or savings/CD balances of at least $5,000.


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